Do you want to obtain the best business of Mortgage Refinancing, and make refinance a mortgage deed with the happy dwelling? You must acquire the knowledge of the refinancing of mortgage, which includes the computer of mortgage, in order to carry out the best business of mortgage refinance rates.

You must follow the stages, in order to make happy home mortgage refinance.

Stage 1: If you to refinance your mortgage?

The refinancing of real loan can be to you salutary, in many occasions. But how do you know that? Can you really safe? It is when you need the computer of mortgage, in order to carry out these calculations inside. The computer of loan is in fact rather simple, like generally, you need the numbers like the principal value, the interest rate and the period of payment. The period of payment is often at fixed period, with fixed monthly installments.

Stage 2: Be circumspect market of refinancing of mortgage

It is true that the home mortgage refinance can help you, and there are many moral professionals outside there which can help you. But note that any organization has bad swindlers. Never forget these brokers who are dishonest persons, who are outside to tear with far your money for their own commissions. You can finish losing to the top your money and house, if you made not wise attention and enough. This is why you need the knowledge of the mortgage.

Stage 3: You must know to choose the best broker in mortgage deeds

You must find a broker honest who has the best interest of you, and not of themselves. There are just too many swindlers who are outside to cheat you, or for their own interest. Of what you have need are the brokers who are moral, and follow the correct practices.

Stage 4: The knowledge of various types of mortgage deed

There are many types of real loans, and each one has its own goal. You must know which loan is appropriate the most to you, in terms of your situation, reasons for the real loan, the period of payment, etc It is recommended that you choose one which with flexibility and to have the option of rejouer your Cash Out Refinance to a faster face, which a fixed payment. It is because you are likely to pay more at the end, for a fixed arrangement of payment.

Stage 5: Find a broker in mortgage deeds

Finally and especially, you must find a broker in No Closing Cost Refinance deeds honest. A broker functions in the name of you, and of the lenders that it connect to you with. Using their specialized knowledge, the brokers can advise you on which business of real loan to choose.

Jerry Heng is consulting as regards mortgage which works with the borrower to get information about the financial goals, the current financial position, and the goals of housing of the borrower, in order to suggest and inform about the options of Second Mortgage.

you can also save much money and to prepare with any kind of financial adversity to face him without anything worries. It recommended to enter during the convenient period of the money No Credit Check Refinance at most, when the rates of loan-housing are decreasing. Make the good decision thus today! More the number of options of creditor, larger is the probability of obtaining your mortgage refinance and of also obtaining the Loan Modification.

Hello,
If you read my bio, I have come out of the closet to work for gay rights. Galanthiass & I are lovers . My hero is Chuck Norris . You can contact me at KY_Carlweather@gmail.com

Do you wish for lower monthly payments, lower interest rates, longer or shorter term, better terms and conditions on your home mortgage loan? You are not alone - there are thousands of Americans like you who are desperate to find out ways and means to get out of the crushing burden of their current mortgage loan. You need to become eligible for a mortgage loan modification, to avail the benefits. Loan modification is a permanent change in one or more terms of a mortgagor’s loan, which allows the payments to become more affordable and make it easier for the mortgagor who’s already facing difficulties.

Mortgage loan modification programs do not state that a homeowner has to be behind in his payments in order to qualify. The requirement is that one should find himself in a difficult financial situation, and is thus unable to meet the monthly payments. A homeowner can try to negotiate the terms of his loans, thus loan modification is definitely a very wise alternative.

The good news is that you can go in for mortgage refinancing even if you have bad credit. Yes, now a poor credit history cannot stop you from getting mortgage refinance loan. You can avail all the benefits of loan modification even with bad credit. However, the interest rates on a bad credit mortgage refinance or loan modification will be higher in comparison with a loan modification for someone with good credit. But the advantages of a bad credit home loan surpass the minor disadvantage of a high interest rate, which are:

·                     Bad credit mortgages give you the chance to improve upon your credit score.

·                     You can consolidate all your debts into one, and lower your monthly payment with bad credit home loans.

·                     Those annoying phone calls from creditors can be stopped.

·                     Bad credit second mortgage refinance provides an alternative to live your life with financial freedom and security.

·                     With bad credit cash out home refinance loans, you can have access to extra cash which other outstanding bills can be paid.

·                     Bad credit refinance gives you a chance to avoid bankruptcy.

Another option that may be help you save some extra cash if you don’t mind paying a higher interest rate then go in for no closing cost refinance. It allows you to avoid non-recurring closing costs by selecting a slightly higher interest rate. When you choose a no closing cost refinance or cash out refinance loan you receive a rebate that will pay your non-recurring closing costs, allowing you to close with less money up-front.

 

Many people now are becoming interested in refinance their existing home mortgages with the help of mortgage refinance programs. Mortgage refinance programs are becoming more popular due to the falling mortgage refinancing rates, as well as the fact that lending institutions are now offering more “refinancing” credit. As per financial updates, the current mortgage rates prevailing in the market are at their lowest in the last 30 years. To be aware of the mortgage refinancing procedure in depth, understanding the following tips can assist you in preparing for your “refinance”.

• Proportion point break
Individuals need to examine their fiscal state methodically prior to arriving at a decision - whether it’s the exact time to refinance or not. If your projected mortgage rate is 1% lesser than your current refinance mortgage rate, it’s advisable to mull over the refinancing aspect. The subsequent problem is a “transaction” price subjected by the creditors. High mortgage charges diminish the benefits of reduced mortgage rates.

• Half rejected applications
A huge proportion of mortgage refinance applications aren’t accepted as per the statistics recorded during the previous year. Approximately 60% of all the refinancing requests were acknowledged for refinance credit loans. To avail the mortgage refinancing facilities, applicants are required to meet the required measures and criteria.

• FICO 740 score It’s not possible to take your mortgage refinancing rates for granted, nor can your mortgage refinance options considered as a “possibility, as far as ground reality is concerned. A FICO score of 740 points can be considered as “adequate”. However, creditors usually insist on a much higher score, before providing the Bad Credit Refinance.

Theoretically, borrowers not having high FICO scores are “eligible” for the program, but there’s no guarantee as far as actual mortgage refinancing availability is concerned.

• Home equity records
Your residence equity and it’s previous mortgage history can be a serious obstruction as far as your dream to acquire mortgage refinancing facilities is concerned. The real estate market “collapse” in the recent times have resulted into the lenders being skeptical and guarded while lending out credit for Second Mortgage programs. Only 1 out of 7 Americans has a good mortgage repayment “score”. It means only one in seven American citizens have successfully redeemed their mortgage due.

• Bill paying options
The cost connected with mortgage refinancing can differ from agency to agency, as well as amongst banks. Nonetheless, on an average a $200,000, Refinance Calculator loan might incur up to $6,000 as fees. Borrowers can have up to three principle choices for reimbursing the fees. Either you can pay the total fees up front, if you have sufficient liquidity, or you can choose to avail a higher interest rate as an alternative of paying all the fees if you don’t have enough cash on hand. A third and last choice is having fees connected to your mortgage principal.

• Shop around
If you don’t meet the qualifying requirements for your mortgage refinance needs, it’s going to be very difficult to successfully obtain the loan. Even if you do “meet” the requirements, the total number of individuals applying for the mortgage refinance credit is in excess as compared to the actual refinance credit provided. Therefore, you end up “competing” with other applicants. For applicants having a bad credit history or no credit status, the situation can be a certain failure in the event an application is “made”. So it’s advisable to call up several creditors, and find who's willing to offer you the most profitable deal depending upon your financial conditions. More the number of “creditor” options, greater is the probability of getting your mortgage refinance and also getting Loan Modification.

How time flies---but not for Michael VIck Im sure....after a tumultuous two years...a criminal conviction...suspension from the NFL and the Falcons...Michael walked out of prison a free man....Or is he...So many people still say Mike hasnt paid his debt to society...Well I thought thats what incarceration was...Im having trouble and I need help figuring this out---Why are people so angry at Mike,....I just dont get it---Listening to talk radio--and some sports commentators....I dont understand what else this man can do to move on with his life...On and ESPN poll 66% of the respondents said Mike had paid enough and should be allowed to continue his career...

The media coverage has been over the top--showing video of his daughters riding their bicycles in the driveway...Why? I dont remember outrage and protests like this when a women was killed in a wreck with another NFL player and I believe he's still active in the league...Ray Lewis went on trial for murder--was aquitted and promptly went on to win the Super Bowl and Become league MVP immediately after the trial....Where was the outrage for the mother who lost her son...and no one went to jail for killing her son...So are we to infer that canine life more valuable human life....Makes you say hmmmm...

So help me out people--How is Mike supposed to prove to God...oops i mean Goodell that he is remorseful and genuinely sorry for what he did...This is ridiculous--you want ratings put Mike on football this season...everyone fan and non aware of the case would be watching....So help me out folks--how can we put this behind us...Why cant we let it go!

Wow...on an open microphone while being televised in a room full of crowded people...A police sargeant says...sometimes he feels like he wants to beat the mayor across the head with a baseall bat...Any way you put it...It comes across as a  threat--especially when you carry a gun for a living and many people think you are capable of being violent when you have to be...

Now a national police organization has come in to say Sgt. . Kreher is fit for duty and doing the talking for him...And the mayor responded by saying a simple sorry would have done the trick...I beg to differ...I dont think in this day and age you can say something like that and keep your job--the best you can hope for is a suspension and he has a paid suspension--or vacation while the DA investigates...And ill tell you if you or I made that comment  the average Joe Blow...we would have been arrested for terrorsitic threats....

Where to you stand???

Reminder - Dep of Ag "Companion Animal Advisory Board" Meeting Sat May 2nd

If your involved in rescue, if you care about puppy mills that seem to skip from one warning to the next, if your concerned about why some shelters still gas, if your concerned about why there isn't any plan for bringing shelters into the same compliance requirements that rescue groups are held to the you really need to show up for Saturday's Dept of Ag's "Animal Advisory Board" meeting.

This meeting will be held at 1:00 PM, 19 Martin Luther King Jr Drive SW, Atlanta, Ga 30334. It's open to the public.

My attempts at getting a copy of the meetings agenda failed despite "open meetings" requirements that the agenda be posted. In fact, it seems that for years now this group has "governed" or offered advise on "governing" for years now bypassing the laws requirements of transparency to the public.

I was able to discover - "I think" that the group is chaired by Carolyn Danese and Co-chaired by AKC's Gail Laberge. This group is critical in moving any statewide agenda that addresses puppy mill enforcement, shelter operations, the gassing issue or a number of other companion animal issues in Georgia. For years it too has been a closely guarded "boys and girls" club that operates at the pleasure of Tommy Irvin. The decisions made here trickle down to bad policies that effect each and every county in the state.

You can read more in my recent expose at:

http://by20hounds.blogspot.com/2009/04/georgia-departme
nt-of-ag-companion.html

Thursday, April 16, 2009 Gwinnett AAC Meeting - April 21st - Dog Barking & Tethering Ordinance

 
The Gwinnett Animal Advisory Council will be meeting April 21st (Tuesday) at 7:00 PM to discuss proposed changes in the county animal ordinance that addresses tethering and nuisance "dog barking".

The meeting will be held at the Gwinnett Animal Shelter located at 884 Winder Hwy in Lawrenceville. The public is welcome and encouraged to attend.

The agenda is available at the following link:

http://www.gwinnettcounty.com/departments/police/pdf/GA
ACAgendaApr21_2009.pdf

A group of concerned pet owners (We the Pet Owners of Gwinnett) offer the following revisions for discussion. Both changes would be enforced as "civil" violations rather then the current practice of being handled as criminal violations. The purpose of the revised law would be to seek compliance through a system of warnings and escalating fines while removing all sentencing provisions which include jail/probation and court ordered loss of pets.

We propose the following:

Changes in restraint/tethering language:

Section 10-29 (b-4) Effective it will be unlawful to tether (chain) your pet unless you are present. Supervised tethering is limited to no more then one hour on/one hour off during daylight hours or thirty minutes during evening hours. In the event a pet is illegally tethered (chained), the pet owner will receive a warning. Failure to take corrective action will result in a civil penalty for cruelty of $100 and a $500 civil penalty for additional offenses.

Changes in public nuisance barking language

Section 10-51 (b) ?? Anyone who keeps or maintains an animal that unreasonably disturbs the comfort or repose of any of any person which are plainly audible to a person of normal hearing ability not located on the same property of the animal or animals because the animal is emitting frequent or long continued sound or noise during the hours of 9:00 PM and 7:00 AM shall be deemed in violation of this section when.

(1) It shall be unlawful for any animal to make, continue or cause to be made or continued any loud, unnecessary or unusual sound or noise which unreasonably annoys, disturbs, injures or endangers the comfort, repose, health, peace or safety of others in the county, and which is audible to a person of normal hearing ability more than 50 feet from the property of origin of this sound or noise.

(2) That the person keeping or maintaining the animal has been first notified in writing by certified mail, return receipt requested, by the complaining party that this animal bird being kept by the addressee is unreasonably disturbing his or her comfort or repose. This section shall be liberally construed to accomplish the objective of the section, and the person making this written notification need not use the exact words of this section to the addressee so long as the notification sufficiently informs the addressee of the nature and times of the disturbing noise emitted by the animal.

(3) Upon receipt of a certified letter notifying the person keeping or maintaining such animal, such person shall be required to comply with this section within 72 hours of such notification.

(4) Upon notification of failure to comply with certified notification of noise complaint concerning such animal noise violations, the owner or individual in possession of the property upon which the animal or animals are located will be given a written notice/warning from Animal Control Unit indicating that such animal or animals are creating a disturbance and advising the owner or individual in possession of the property of some possible solutions to rectify the nuisance. The complainant must provide the officer with a copy of the certified letter sent out that includes the address and where the animals are located along with the time(s) of the offense before any written warning/notice shall be issued.. The owner or individual in possession of the property shall then have ten (10) days to resolve the disturbance.

(5) If the disturbance is not resolved within ten (10) days and the Animal Control Unit receives a second complaint from the original complainant, he or she will be asked to provide a sworn statement documenting the violations. The original complainant will also be required to obtain a sworn statement from another individual of the disturbance. The statements must be from individuals residing at different addresses located near and within hearing distance of the animal or animals creating the disturbance. Upon receipt of the sworn statements, the Animal Control Unit may issue a citation in accordance with the requirements of this ordinance.

(6) Or if the disturbance is not resolved within ten (10) days and the Animal Control Unit receives another complaint from another individual residing at a different address located near and within normal hearing distance of the animal or animals creating the disturbance, both complainants will be asked to provide a sworn statement provided the second complainant has complied with sending a certified letter notifying the person keeping or maintaining such animal. Upon receipt of the sworn statements, the Animal Control Unit may issue a citation in accordance with the requirements of this ordinance.

(7) Animal control officers investigating and enforcing this subsection are not required to measure the noise levels with use of a sound level meter.

(8) The original complaint will remain on file and active for a period of sixty (60) days following the ten (10) day resolution period. If no further complaints are made during the sixty (60) day period, the complaint shall expire and the process begin again.

(9) Upon issuance of a citation, the Animal Control Unit may refer the complainant(s) and the owner or individual in possession of the property upon which the animal or animals creating the disturbance are located to private mediation in an effort to resolve their dispute.

(10) Further complaints or failure to comply with mediation recommendations will result in a citation being issued for owner or individual in possession upon which the animal or animals creating the disturbance to appear in court.

(11) Animal noise complaint will be limited to ONE citation being issued. Penalties for violations under this section 10-27 would be fines of up to $250 for first conviction and up to $500 for any further conviction. Court could order removal of any animal or animals found guilty of a second violation.

Conclusion

These changes are needed to shift the focus to using an educational approach in helping pet owners understand the requirements of being responsible pet owners in the community. Enforcement is shifted to focusing on animal issues that clearly present a danger or adds significantly to the cost of administering animal control. If implemented there will also be a significant reduction in case load through the courts and a reduction in adjudication costs as well.

Rather then tossing a net over all pet owners these changes would focus on enforcing and punishing irresponsible pet owners in the county. Ultimately, the goal of any proactive animal ordinance should seek to reduce the number of pets that enter our shelter and not add to those intake numbers.

Your comments, of course are welcome.

Thursday, April 9, 2009 Georgia Animal Control Association lack of unified opposition to gassing
The Georgia Animal Control Association was founded in June of 1987 by concerned Animal Control Personnel from across the state of Georgia. The sole purpose was to form an organization in which animal control personnel - whether management, shelter worker, or field worker - would have a support system, informational center and training agency to address related needs of Georgia's animal control agencies.

Historically, the Georgia Animal Control Association (GACA) has been filled with shelter's that are opposed to or have poor partnerships with the rescue community, fail to implement offsite adoptions, enforce failed pet limit laws, lack any meaningful free or low cost spay/neuter programs and appear to be completely unaware of the other innovative programs which have proven to cause a decline in killing. The blind follows the blind down a path of control that knows only how to kill.

Animal shelter reform isn't only about how shelter's kill off society's homeless pets but why we can't seek out the alternatives.

Killing our companion animals is preventable, killing is a tragedy and there is still too much of it going on in Georgia's Animal Shelters. How we reduce that killing from it's current levels and make sure that any killing is done in a humane and compassionate manner is nothing less than a dishonest and disgraceful writing of our animal welfare history.

Georgia Animal Control Association Mission
"PROFESSIONALIZE ANIMAL CONTROL"

Stopping the senseless slaughter in our animal shelters starts with leadership. Leadership in our animal control industry that is sourly lacking. The leaders of the "animal control industry" have to provide the leadership to give shelters and their communities the tools they need to succeed. Instead, all they promote is an enforcement mentality that blames the public for the killing rather then address the root causes that feed the killing frenzy.

Policy that focuses on a "legislation, education, and sterilization” (LES) mandate that blames the public for the mass and senseless killing rather then taking the lead to prevent it.

LES remains nothing but a failure.

First, LES DOES NOT put any responsibility onto the shelters that are actually doing the killing, nor does it question if a shelter’s own actions are causing increases in shelter death rates (as indeed many are).

Second, it takes the onus off of poorly performing shelters by blaming the public for shelter failures that are themselves animal cruelty centers.

Third, it does not question the perceived need to kill.

Fourth, the "plan" focuses only on how efficient and cost effective that killing can be rather then on focusing on preventative programs that have demonstrated success in stopping it.

Finally, it promotes punitive legislation—such as cat licensing, leash laws, limit laws and mandatory spay/neuter, nuisance animals on threat of citation and impound—which not only diverts resources away from lifesaving programs to bureaucratic enforcement, but leads to increases in killing in those very same shelters which the laws are passed.

Georgia Animal Shelters - A State of Crisis Control

The need for a clearing house of progressive information is critical. Many of Georgia's animal shelters in a state of absolute disarray. They operate under sub-standard conditions and lack a unified plan for reducing high kill rates. The foundation of a unified plan is the formation of a partnership between the animal shelter and the rescue community. Working as partners, they can successfully build a more humane shelter system that both minimizes companion animal deaths and insures a truly humane euthanasia when there are no other options.

There simply is no acceptable explanation why, despite overwhelming public opposition to gassing shelter pets, a few facilities in Georgia persist in ending pets’ lives in torturous, inhumane, outmoded, unregulated and unsafe gas chambers. Instead of addressing the abuses that gassing includes we are left with lifetime of excuses why gassing must continue.

House Bill 606 and its Senate counterpart, SB 232, would have closed the loopholes that allow several Georgia counties and cities to continue using animal gas chambers. Had they passed, humane lethal injection or oral ingestion of sodium pentobarbital would have been the only method of euthanasia allowed statewide. The bills also would have prohibited the cruel method of heartstick except on unconscious or comatose animals in certain situations.

Yet, the Georgia Animal Control Association (GACA) failed miserably to "unify” in support of bringing all shelters into compliance with citizens’ wishes. Since the vast majority of previously gassing animal shelters in Georgia have ceased the practice, there simply is no good reason for the remaining gassing shelters to cling to this barbaric method of killing animals.

There is clear evidence that shelters still using the gas chamber do so without proof of exception. Worse yet, they offer no excuses for operating illegally and do so with an air of arrogance. Worst of all, their illegal actions are protected by the very state agency charged with the responsibility of “Animal Protection”. All of these factors raise serious quality of care issues in gassing shelters and indicate a gross lack of compassion for the suffering of animals entrusted to their care.

Killing by gas is not only wrong, it is a state-sanctioned act of animal cruelty committed on an innocent, sentient being who deserves much better.

Meet the Georgia Animal Control Association's
Board of Directors

President - Tommy Condrey from Metter County email: animalshelter@pineland.net

Vice President - Regina Wells - Tift County, Tifton: rwells@tiftcounty.com

Secretary/Treasurer - Cindy Weimann - City of Madison Animal Control: cindy@georgiaanimalcontrol.org

District 1 - Past President Glenda Ott - Cobb County, Marietta: Cobb County is in violation of the court order for illegally installing a gas chamber in 1995. glenda.ott@cobbcounty.org

District 2 - Past President Bobby King - Toccoa/Stephens County. Officer Bobby King recently won the Lifetime Achievement Award from the Georgia Animal Control Association despite Toccoa/Stephens being one of the few shelters that still allows shelter dogs to be sent out to research. Phone 706) 282-3275

District 2 - Steven Eades - Barrow County - Phone 770) 307-3012

District 3 - Robert Ellington - Thomaston Police Department: bellington@cityofthomaston.com

District 3 - Henry Freeman - Cowetta County, Newnan Phone 770-254-3736

District 4 - Christine Tillman - Putnam County, Eatonton pcac@communicom.com

District 5 - Connie Easn Collins - Evans County, Claxton eccode@bellsouth.net

District 5 - George Smith - SCMPD Animal Control, Savannah Phone 912-652-6575

District 6 - Rebecca Bruner - Tift County, Tifton rwells@tiftcounty.org

District 7 - Oscar Hulett - Jeff Davis County, Hazelhurst oohulett@dhr.state.ga.us

Conference Classes: Georgia Animal Control Association

On March 5th and 6th 2009, GACA sponsored a workshop on "Animals and the Law". The course outline focused on enforcing animal cruelty laws, but there was an obvious disconnect regarding gassing shelters who are in effect committing egregious acts of animal cruelty.

Key speakers for the workshop included persons in leadership positions with the Department of Agriculture and/or members of the Department’s "Companion Animal Advisory Board". These speakers were well-positioned to garner support for legislation aimed at ending this inhumane method of killing in our state's shelters, yet they failed miserably to do so.

Companion Animal Rights Movement - lack of action - lack of a unified plan

One keynote speaker who missed a golden opportunity to encourage support for banning gas chambers was Claudine Wilkins, a founder of Georgia Legal Professionals for Animals (GLPA) and who represents Best Friends "No More Homeless Pets" in Georgia.

The web site for GLPA states their opposition to gas chambers and although Ms. Wilkins does not represent GLPA, as an attorney, she would have been more qualified than most speakers to address some of the language issues of HB 606 and SB 232 that were raised by animal control personnel in attendance. Furthermore, these issues should have been discussed and resolved during her actual presentation.

On the second day of the workshop, Cheryl McAuliffe, Georgia Director of the Humane Society of the United States (HSUS), delivered an update on current animal legislation pending in both the House and the Senate. Again, pulling the plug on all gas chambers in Georgia shelters should have been the centerpiece for discussion by HSUS and - yet, the GACA still failed to come to an agreement supporting these critical bills. This writer suggests that it is this failure that all but sealed HB 606 and SB 232 to be declared "dead on arrival" only days later.

Carolyn Danese, President of the Humane Association of Georgia (HAGA), was the next speaker and she too covered state legislative initiatives. It is unconscionable that HAGA would take a neutral position on such critical legislation that would effectively put an end to this cruel method of killing our state's animals.

The third and final speaker of day two's seminar was none other then the head of Animal Protection in Georgia - the Department of Ag's Mary Greene. Not only has the Department of Ag thumbed their noses to the will of the people but they are in violation of a court order that requires them to enforce the laws concerning licensing and inspections of some of the most egregious gas chambers that are STILL killing our innocent homeless pets.

If we can not count on the leadership of groups like the Humane Society of the United States, the Georgia Legal Professionals for Animals, the Humane Association of Georgia and the Georgia Animal Control Association to UNIFY against ALL forms of animal cruelty, especially when those acts are being conducted in publicly funded shelters, with a "wink" of protectionist approval from the Department of Agriculure's "Animal Protection Division", then we have a much bigger problem in protecting ALL of our sentinel beings as opposed to just those were it is convenient in doing so.

An act of animal cruelty committed by the public is no different when committed by a thoughtless shelter policy that ignores the pain and suffering these creatures endure only to be discarded in the nearest landfill. Some might suggest the later is more egregious since it is conducted by those who take an oath to uphold ALL the laws that protect animals from this suffering.

We can not effectively adopt our way out of a killing mentality without a formidable plan. This plan will require more people willing to adopt from a shelter. To be successful a comprehensive adoption program includes public access hours (in the evening and on weekends) when working people and families with children, our most sought after adopter demographics, can visit the shelter. To truly be effective shelters must be transformed from "killing centers" to pet friendly shelters that the public feels comfortable in visiting.

The public WILL NOT visit and adopt from shelters in the numbers necessary to save rather then destroy adoptable pets IF they are gassing shelters. The public simply lacks the stomach needed to condone this act of cruelty under the excuses that allow it to continue.

Lowering the slaughter numbers requires shelters that organize offsite adoption locations in their communities. Locations where people live, work, and play, not the county landfill where they dump their garbage. Not the county detention center where they house sex offenders.

Many of Georgia's animal shelters are located in these remote "dual function" locations and thus effectively kill off any adoption prospects that might be possible.

Building an adoption program in the community good responsive customer service; fair, but not overly bureaucratic, adoption screening; clean facilities; a good socialization and care program so that animals are happy and healthy, and more. When all these programs are comprehensively and rigorously in place, the shelter makes it easy to do the right thing, and experience has shown that the public does.

Only then can the advertising campaign leverage people’s love of animals, and their desire to bring about an end to the killing, an end to the gassing to its full potential.

Here is a list of counties or cities still using the outmoded gas chamber in Georgia. If most Georgia counties and cities can use EBI, why can't they all? An attached study based on North Carolina shelters proves EBI is less expensive and also doesn't carry the risk of danger to workers. So why keep costly gas chambers?

1. Ashburn, City of (in Turner County; no county facility; chamber housed in City of Ashburn.)
2. Barnesville, (City of) Animal Shelter (In Lamar County; no county facility; chamber housed in City of Barnesville.)
3. Butts County Animal Control
4. Cordele, City of (In Crisp County)
5. Cuthbert, City of (In Randolph County; no county facility; chamber housed in City of Cuthbert.)
6. Haralson County Animal Shelter
7. Hawkinsville, City of (In Pulaski County; no county facility.
8. Henry County Animal Control
9. Lakeland, City of (In Lanier County; no county facility.)
10. Macon, City of (In Bibb County; no county facility; chamber operated in City of Macon, under the jurisdiction of Macon Police Animal Control. Macon City Council voted unanimously June 2008 to cease using chamber by July 1, 2009.)
11. Mitchell County Animal Control
12. Spalding County Animal Shelter
13. Vienna, City of Animal Shelter (in Dooly County; no county facility)
14. Warner Robins (In Houston County; no county facility)

UNITED FOR PROGRESS" is a prophetic overview of what can and will be when all Animal Control/Animal Care Personnel come together in one mind and one accord to become professionals in this vocation.

To visit GACA's web site: http://www.georgiaanimalcontrol.org/index.html

Blog Talk Radio Journal

By Newoka LaShelle

I'll show you how.

RFT Invesigativate Reporter, Kristen Hinman joins Newoka LaShelle on Web Mistress Radio. ((I'm not done yet))

Join the latest connected craze! Do you twitter--Follow me at Twitter.com/MORNINGMANIAC...See you there--updates all morning long!

Get the inside scoop on Good Day and Fox 5 Morning News!

Was it real...or a really big joke! CBS news was reporting problems at their studios after they did a 60 Minutes piece on the possibility of a monster virus hitting computers world wide!  This whole having our lives run on the internet is really scary! Banking and other functions are real convenient but its so easy to get duped!

How are you protecting yourselves?

Drcommanderselvamsiddhar-Relationships Problems & Solutions

Our Services

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) start from the preparation of horoscopes as per the standards specified in Atharva Veda. The horoscopes prepared as per the standards of Atharva Veda are the most accurate ones. The different houses of the horoscope stand for different relationship. The relationship between the individuals is secondary. But the relationship between the mind and body is the first. The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) start from here.

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between the mind and body.
Some persons will think of one and do the other thing. That is called as the problem of relationship between the mind and body. The ascendant or Lagana’s part is vital in deciding the proper relationship of body and mind. If the Lagnathipathi (owner planet of the ascendant or Lagna or the Rasiathipathy (owner planet of the house, where the planet moon is seated) is powerless or debilated there will be no cordiality in the relationship between the mind and body. If they are seated in the house of the enemy planets the problem will be severe. Atharva Veda has many Yaksha/Yakshini devathas to solve this problem. Some shapes of Lord Shiva are to be worshipped through the rituals along with the Yaksha/Yakshini devathas. Shiva Rudra Thantra or Rudra Yamala parts of Atharva Veda speak much about Lord Shiva’s images and Yaksha/Yakshini devathas. Lord Shiva’s poses Angirasa Anantheswara Moorthy, Ashta Buja Kaalari Moorthy and Dhaaththarika Rudhra Moorthy are to be worshipped through rituals. There was an ancient monk named Angirasa. He had great troubles in co relating the activities of the different organs of his own body. He prayed lord Shiva to cure him. Lord Shiva appeared before him. He blessed the monk with a great strength to co relate the activities of all the organs of the monk’s body. From that day onwards Lord Shiva got the name as Angirasa Anantheewsara Moorthy. Performing the rituals without the proper advice from Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) is just as taking medicines without the advice of a physician. As the mantras and the deities will vary according to the horoscope of an individual these devathas are just as samples for the devathas. To solve your problems contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between father and son.
The relationship between father and son is in three stages. Up to 5th year of the son’s age he should be brought up as a prince. From the 6th year of age to 16th year of the son’s age he should be brought up as a slave. After the 16th year of the son he should be treated as the best friend to his father. The beginning of the teen age is always a problem. That too from the age of 16 to 19 the period is very tough. Only if the planets’ position in the horoscopes of father and son the boy will have a good relationship with the father. If not the son will go out of ways and he will have only wrong and harmful relationships. He won’t have a cordial relationship with the father. There is a fair chance for some kids to become as drug addicts. To avoid all these problems the horoscopes of both the father and son are to be checked as per the Atharva Vedic standards by Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar).If the planet Sun is not placed properly in the horoscope of the son there will be great problems in the relationship between the father and son. If the planets Saturn and Jupiter are not placed properly in the horoscope of the son, the relationship with the father will be with quarrels often. At times this will lead the departure of the son from the family. Atharva Veda has prescribed a lot of Atharva Veda Yaksha/Yakshini devathas to solve this problem. Lord Shiva’s form of Sri.Sukhasana Moorthy is to be worshipped along with the Yaksha/Yakshini devathas. The first Yaksha devatha is Bala Gana Yaksha. He is considered to be the Yaksha devatha to calm down the minds of the teenage boys. He has a good control over the planets also. The second Yaksha devathas to be worshipped through the rituals is Atharva Karthikeya. He is the pet son of Lord Shiva and Parvathy. He set as example for the best son. Atharva Veda’s thantric protion called Sri Thatva Nidhi explains a lot about this wonderful Yaksha devathas. The same explains the mantras and the procedures of rituals to be performed. The same scripture explains another Yaksha devathas named Sri. Bala Swamy. He is also considered as the most wonderful Yaksha to solve the relationship problems between father and son. The same Vedic scripture explains one more Yaksha devathas named Desika Yaksha. He is in standing position in front of Lord Shiva. By properly worshipping any or all of the Yaksha devathas as per the directions of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) the problems in the relationship between the father and son are solved peacefully. There will be the most understanding and cordial relationship between the father and son. To know more and to solve the problems in the father and son relationship contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between mother and son.
If the planets’ position in the horoscope of the son and mother are not well there will be great problems in the relationship between the mother and son. The position of the planets Moon and Mercury are to be scrutinized. If the position of the planets is not good in both the horoscopes, there will be a great confusion in the relationship between the mother and the son. Atharva Veda describes about many Yaksha/Yakshini devathas to solve the problem. The first Yaksha devathas is Matruka Brahmanya Yaksha. This devathas is to be worshipped through rituals by the mother and son together. The next Yakshini devathas is Ashtamatruka Yakshini. This is a group of Yakshini devathas. They have the excellent capacity to turn the worst planets’ position into the best planets’ position. There are eight Yakshini devathas in this group. They are Gowri Yakshini, Padma Yakshini, Sasi Yakshini, Medha Yakshini, Savitri ykashini, Vijaya Yakshini, Jaya Yakshini and Devasena Yakshini. They change the quarreling mind of the son and make the son as the best affectionate son to the mother. The relationship would be the greatest. The only required thing is the trustful and faithful participation in the rituals by the mother and son together. By the blessings of the Yaksha/Yakshini devathas and Swamiji, the problems will be solved spiritually in the smoothest level. To know more and more about Yaksha/Yakshini devathas and to solve the problems contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between father and daughter.
It is common and natural that the sons are attached more to mother and daughters are more attached to father. In some families the relationship between the father and daughter will be the worse. The one and only reason for this problem is the misplacement of the planets. Praying the Atharva Veda Yakshini devathas through rituals as per the directions of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) is the only solution for this problem. He has got the best Atharva Veda Yaksha/Yakshini devathas to solve this problem spiritually. The first is Sri.Subrajnatha Yaksha. There is no image for this Yaksha devathas. Only the Yantra for this Yaksha devathas is explained in the Vedic scripture. Atharva Veda further explains about more and more Yaksha devathas. The first Yaksha is Dhoni Yaksha. As he acts like a boat or yacht to cross the problems of relationships he is called as Dhoni Yaksha. The Sanskrit word Dhoni means boat or yacht. The next are the twin Yaksha devathas called as Kumba Yaksha and Sumitra Yaksha. Among these twins the Kumba Yaksha makes the girl to change her mind and the Sumitra Yaksha develops the proper friendly relationship between the father and daughter. These Yaksha devathas are very powerful. They are having the capacity to make a unmake. But the basic requirements are the direction from a proper Guru and the complete faith and trust on the Guru and the Yaksha devathas. To know more and more about Yaksha/Yakshini devathas and to solve the problems in relationships, Contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between father in law, mother in law and daughter in law.
Up to the marriage a girl is only a daughter. After the marriage she becomes the daughter in law of a different family. Normally most of the families consider the daughter in law as the most important member of the family and show a great love and affection to her. But in few families the daughter in law will be tortured like anything by the in laws. The father and mother of the husband are called as the father in law and mother in law. According to the horoscope of the suffering girl the planets will be in the worst position. If the planets Sun, Moon and Venus are not in a good position it is definite that the girl will have lot of troubles from her mother in law and father in law. Among These Planets If the Planet Sun is in a good position surely that girl will have a great support from her father in law. If the planet Moon is in a good position, the girl will get the wonderful help from the mother in law but she will have more disturbances from her father in law. If the planet Venus is in a good position in the horoscope of the suffering girl, she will get the greatest help from her husband but the troubles from the father in law and mother in law will be more. What is the best way to solve all these kinds of problems? Atharva Veda has explained about a lot of Yaksha/Yakshini devathas to solve this worst problem. For solving some problems Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) prescribes only the devathas rituals. For clearing some problems he prescribes devathas rituals along with Yaksha/Yakshini devathas rituals. For clearing certain problems Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) prescribes only Yaksha/Yakshini devathas rituals. What is devatha? What is Yaksha devathas and what is Yakshini devathas? Devathas are Gods. Yaksha is the masculine gender for demi- gods and the Yakshini is the feminine gender of demi goddesses. For correcting the problem of relationship between the father in law, mother in law and daughter in law Atharva Veda describes both Yaksha and Yakshini devathas rituals. There are eighteen devathas in total. Out of this eighteen eleven are male demi gods and seven are female demi goddesses. The eleven Yaksha devathas are called as “Ekadasa Maha Yakshas”. According to Atharva Veda they have got very fearsome poses. The first is Neelakanta Yaksha. He has a blue throat. He controls the voice of the father in law and mother in law. The next is Visalaksha Yaksha. He makes the bad vision of the father in law and mother in law as the best one. The third is Marthanda Yaksha. He graces the daughter in law with a great mental strength. The fourth is Swachandha Yaksha. He graces the daughter in law with a smiling face. The fifth is Athisanthushta Yaksha. He makes the father in law and mother in law to fell satisfied with the daughter in law. The sixth is Kechara Yaksha. He removes the evil ideas from the minds of father in law and mother in law. The seventh is Samhara Yaksha. He kills the evilness of the planets. The eighth is Viswaroopa Yaksha. He develops the good image of the daughter in law in minds father in law and mother in law. The ninth is Manovega Yaksha. He speeds up the minds of the father in law and mother in law to be soft and sweet to the daughter in law. The tenth is Kreetana Yaksha. He makes the daughter in law as the important personality of the family. The eleventh one is Mohana Yaksha. He creates a great love and affection in the minds of father in law and mother in law towards the daughter in law. The Yakshini devathas are called as Saptha Maha Yakshinis. They are Jayanthi Yakshini, Divyayogini Yakshini, Siddhayogini Yakshini,Mahayogini Yakshini, Daakini Yakshini Viroopakshi Yogini, and Maliniyogini Yakshini. Jayanthi Yakshini makes the daughter in law to win the mid of the mother in law. Divya Yogini Yakshini makes the mother in law’s mind to be more and more attached to the daughter in law. Divya yogini Yakshini clears off all the evil thoughts from the mind of mother in law. Siddhayogini Yakshini unites the minds of father in law and mother in law towards the daughter in law. Mahayogini ykshini makes the mother in law and father in law to keep the daughter in law in the place of a daughter. Daakini Yakshini removes the cruelty of the mother in law and father in law. Viroopakshi Yakshini diverts the vision of the mother in law and father in law towards the daughter in law. Maliniyakshini Yogini unites the mids of the mother in law, father in law and daughter in law. The Atharva Veda tells that these mantras should be learnt only from a Guru maharaj. The rituals performed as per the directions of a Guru Maharaj along with the help of learned Vedic scholars give the entire benefit of the rituals. The devathas and Yaksha/Yakshini devathas solve the problems and bless the devotee with a long and happy living. To know more and more about Yaksha/Yakshini devathas and to solve the problems in relationships, Contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship – brother in law and sister in law.

The next major problem caused to a married female is the problem caused by the brother in law and sister in law. A sister-in-law is one's brother's wife, or one's spouse's sister. One's spouse's brother's wife is also considered a sister-in-law. A brother-in-law is one's sibling's husband, or one's spouse's brother. One's spouse's sibling's husband is also considered a brother-in-law. According to Atharva Veda one should respect the wife of the brother and show a great love and affection to her. Some girls suffer much due to this great problem. Sr. Commander Selvam (Swamiji Sri.Selvam Siddhar) has wonderful salvation to this problem. Normally the planets Mars, Mercury and Venus should be in the proper form in the horoscope of a female. If the Mars is not well placed that girl is called as Manglik. That will create problems in the complete married life. If the planet Venus is not well placed the girl will have problems with the sister in law. If the planet Mercury is not well placed the girl will face problems with the brother in law. First the horoscope is to be calculated and scrutinized according to the Atharva Veda by Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar). If the problems are caused due to the improper positions of the planets certain Yaksha/Yakshini devathas are to be worshipped through rituals. In some families there will be great curse from the ancestors; it is called as Pitru Dosham. This will also give major problems in the relationship with brother in law and sister in law. In some families there will be the worst effect of evil deities and it is called as “Dhur devathas Saapam”. This will also cause the worst problems in the relationship of brother in law and sister in law. For each and every aspect of the problem, the horoscope is to be scrutinized by Dr. Commander Selvam (Swamiji Sri. Sri.Selvam Siddhar). He clears off the problems of relationship between the brother in laws and sister in laws. Lord Shiva’s pose as Sri. Sankaranarayana is to be worshipped through the rituals along with the group of Yakshini devathas. There are nine Yakshini devathas in this group. They are Bairavi Yakshini, Gotra rakshini Yakshini, Abhayankari Yakshini, Veera Yakshini, Chakrini Yakshini, Mardhini Yakshini, Kaankshini Yakshini, Nivarani Yakshini and Vishala Yakshini. All these Yakshini devathas work along with Lord Shiva and removes the problems between brothers and sisters in law. Sankaranarayana is the united image of Lord Mahavishnu. They are brothers in law. Since they are united in one shape, they make the relationship very smooth. The Bairavi Yakshini removes the evilness in the minds. Gotra rakshini Yakshini works as a security guard to the entire family and prevent the evil spirits spoiling the goodness of the relationships. Abhayankari Yakshini removes all the fear from the minds of the in laws. Veera Yakshini gives great mental and physical courage to the in laws. Chakrini Yakshini blesses the devotee with a judicious capacity. By the judicious capacity one can easily analyze the good and bad among the relationships. Mardhini Yakshini kills all the evil nature and mentality from a human mind. Kaankshini Yakshini makes her devotee to get love and affection from all. By having the love and affection from one and all one can have a smooth relationship. Nivarani Yakshini gives wonderful remedy from all sorts of the troubles faced by the devotee. Particularly she gives remedy from the frictions and mental agonies caused by the problems of the relationships. Vishala Yakshini blesses the enemies of the devotees to widen their good vision on her devotees. All the mantras of the Yaksha/Yakshini devathas are very secret and sacred ones. If anybody tries to practice the mantras without the direction of a proper Guru, it is just as taking a very powerful medicine without the direction and consultation of a physician. To know more and more about Yaksha/Yakshini devathas and to solve any of your problems Contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com or visit www.hindutempleofgeorgia.org or www.yogacraft.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between paternal grandparents and grand children
Even though there many relationships, the third generation relationships are always great and grand. Since these relationships are grand the elders are called as grand parents and the children are called as grand children. Among the nine planets Lord Raaghu stands for the best relationship between the paternal grand parents and grand children. If the planet Raaghu is not well placed in the horoscope of the grandchildren and if placed well in the horoscope of the grand parents, the love and affection shown to the grandchildren will be very wonderful but the grand children will never reciprocate the same. If the same planet is in a good position in the grand children’s horoscope and the planets are not well placed in the horoscopes of the grand parents, the grand children will have a great love and affection towards their grand parents but the love and affection they show will not be reciprocated. What is the solution for making the relationship as the best? The horoscopes of both the grand parents and the grand children are to be scrutinized according to Atharva Veda standards by Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar). Swamiji prefers some Yaksha devathas for the elderly grand parents and different Yaksha/Yakshini devathas for clearing off the problems in between the grand parents and grand children. By performing these rituals the relationship becomes as the best. The problems in the relationship will be removed by these Yaksha/Yakshini devathas. To know more and more about Yaksha/Yakshini devathas and to solve the problems in relationships, Contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com Please visit the websites www.hindutempleofgeorgia.org or www.yogacraft.com

The services of Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) in correcting the problem of relationship between maternal grandparents and grand children
. Even though there many relationships, the third generation relationships are always great and grand. Since these relationships are grand the elders are called as grand parents and the children are called as grand children. Among the nine planets Lord Kethu stands for the best relationship between the maternal grand parents. If the planet is not well placed in the horoscopes of the grand parents, even though they try to maintain good relationship with the grand children they will be unable to do so. If the planet Kethu is not well placed in the horoscope of the grand children it will spoil the health of the grand parents and it will even result in the loss of the life of the grand parents. So, utmost care should be taken while scrutinizing the horoscope for this purpose. First Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) prepares the horoscopes according to the Atharva Veda and he prescribes Atharva Vedic Thantric rituals. As these Yaksha/Yakshini devathas are to be worshipped through the rituals. By performing and taking an active part in the Atharva Vedic Thantric rituals one can easily solve the problems. All can lead a very happy life along with the friends and relatives, To know more and more about Yaksha/Yakshini devathas and to solve the problems in relationships, Contact Dr. Commander Selvam (Swamiji Sri.Selvam Siddhar) @ USA toll free 1-800-574-3427 or Hindu Temple of Georgia @ 770-447-9393 ext -0- or email to avtemple@aol.com Please visit the websites www.hindutempleofgeorgia.or or www.yogacraft.com

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How in the hell is home staging a 'win-win' situation??? Are people really falling for this nonsense? Le me get this straight: a homeowner desperately wants to sell his vacant home. So, along comes a company like Showhomes run by Teresa Cwik and Andy Wilson in the Houston, Texas area...they pitch the homeowner they will provide furnishings for the home and 'stage' the home in 'showhome' condition so it will sell quicker...they pitch an unsuspecting consumer with rental ads enticing them to live in a beautiful home 'at the fraction of the cost'. So, the consumer aka 'the home manager' moves in and tries to comply with the 'rules' of the program- which basically are that they cant 'live' and 'use' the home comfortably between the hours of 9 am and 9 pm because the home HAS to be in 'showhome' condition during that time- EVEN WEEKENDS!, with a 30 minute notice. The ad states on www.rentalhouses.com,

Listing ID #248708

that the 'contract is month to month'. However, when you get in this 'program' that's not the case. These folks refuse to let you leave with a 30 day notice, AFTER a 90 day minimum...And there's more...'inspections' of the property weekly by none other than Andy Wilson and his sidekick, Teresa Cwik. They will notify the 'home manager' of all violations- this includes water on the shower door, trash cans being left out where they normally are when people 'live' in a home, and soap dispensers in view next to the sink....most people would like to wash their hands after using the bathroom. But, you can 'kiss that notion goodbye' as a home manager with Showhomes. Basically, their program is to use the person's furniture in the home so they will earn a 'success fee' from the homeowner without actually ALLOWING signs of anyone occupying the home/ unit other than their furnishings!!!!!

After having an attorney review this INCREDIBLY DECEPTIVE, and NON-COMPLIANT contract with the TEXAS REAL ESTATE commission-also a few more thing were notated and brought to my attention...Be a home manager with this company and according to their 'home manager' contract (paragraph 4.5) you give THIS COMPANY INTEREST IN ALL OF YOUR FURNISHINGS for performance under the contract. So, if you're tryng to save money and all you have is nice furniture- YOU JUST GAVE SHOWHOMES ALL OF IT- if THEY believe you didnt perform!!!!

And how is this concept make sense anyway???? Because when you DO cooperate and make the home look completely un-lived in from the hours of 9am and 9pm, you get a NOTICE TO MOVE!!! Because the home just sold and you have 2 weeks to get out.....The contract also states that Showhomes decides whether to spuplement your furnishings with theirs. its ALSO states that the 'home manager' ASSUMES ALL OF THE RISK too is anything of theirs is ever damaged, etc....

******THAT"S ALOT OF MISERY to go thru just to live at a discount in a nice place!!!! Not to mention, ALOT TO GIVE TO A COMPANY!!!- security interst in all of your property on the premises?????  IF you didnt want to spend money on a nice place to live, how does REPLACING ALL OF YOUR FURNITURE and THEIRS Sound????

This IS a win-win situation for only 2 people: the homeowner and THIS home staging company!!! Showhomes charges a 'success fee' to the homeowner and the homeowner gets the home sold. So, where does the home manager win? THEY GET TO PACK AND MOVE TO ANOTHER HOME! How Exciting! Showhomes also collects anywhere from $700-$4000 in a 'monthly charge' from the home manager which they pocket. None goes to the homeowner.

Showhomes' owner Andy Wilson and Teresa Cwik of Houston, Texas also lure homeowners into contracts boasting they have '500 homes nationwide'. But, they NEVER disclose how much of that marketshare BELONGS TO THEM! WHy? Because they dont really have any of it. Period. Ask for local references. They wont have any. Ask about home managers you can call to check the company out locally. They wont have any again. They lure the unsuspecting homeowners into a contract also making claims of having 'plenty of home managers' ready to fill the home....Well, weeks go by and guess what? No Home Manager! Try getting out of the contact you signed....DID i tell you there's a CANCELLATION fee to YOU because they didnt perform???? OH! I almost forgot! Their homeowner agreement states that 'they don't have to tell you who is in your home'. They will tell you the person has good credit and a clear background check. You wont meet them either. You just have to take their word for it. COME ON PEOPLE!!! you have over a 400k house and you DONT KNOW who is going to be living there!!!???? Call me cautious but that's just CRAZY!

And, the icong on the cake- Showhomes in Houston doesn't have a real estate license to PRACTICE PROPERTY MANAGEMENT IN THE STATE OF TEXAS!!!!!

They call themselves a 'staging company' trying desperately to get around the licensing requirement. READ the contract and it states 'property management' all over it. They call 'rent' a 'monthly fee'. They might think theyre slick but not slick enough for the licensing authorities and the Attorney General- where im headed to tomorrow.....

"if it sounds too good to be true...it usually is...!!!"

Showhomes makes money by charging fees: homeowner set up fees, home manager application fees, home manager 'one time' initial program fee, homeowner contract cancellation fees, and homeowner 'success fees'.

  Well it's about time we got back to the reason we went to the Middle East to begin with.  Pres. Obama sending more Troops should send a message to those  Ragheaded Taliban that we're not willing to take there crap When Karsi' s Azz kicker's get trained the U.S. way the TB's will hit the highway, we ought to whack a few Paki's on the noggin' to for helpin' them TBs hide out, then drag Tali Bin Laden out of his cave and give his beard & head a shave,& a thirteen knot necktie party. WHOA RAHHH!              

Here's an article from the AJC that addresses the issues I raised on misuse of homestead exemptions.  The amount of money that is potentially lost is staggering. 

Unfortunately it is often the efforts of whistle blowers that return these revenues for use in providing county services.  Often times the amount of money misappropriated reaches grand theft proportions, yet few are ever prosecuted.  

While the article mentions that the county tax office appreciates the efforts of private citizens who act as "whistle blowers" the county solicitor's office is not quite as grateful - for my efforts I face spending the next sixteen months in jail fulfilling the county's real criminal offense - barking dogs.  

My revocation hearing is next Thursday morning in Gwinnett's Recorders Court.     Counties try to keep eye on homestead exemptions

By PATRICK FOX

The Atlanta Journal-Constitution

Wednesday, March 18, 2009

More than a few homeowners are overreaching when it comes to property tax breaks. And whether intentional or not, it’s keeping county offices busy.

In 2008, the Gwinnett County Tax Commissioner’s Office removed or denied some 617 current or past filings for homestead exemptions. Of those, seven were rentals whose exemption was pulled in the audit process.

Had all 617 gone through, the county could have lost close to $260,000 in revenue based on the average county homestead exemption of $420. This includes about $240 from the state’s homeowners tax relief grant.

“They don’t in any way represent 617 attempts to beat the system,” said Richard Steele, director of the property tax division of the Gwinnett County Tax Commissioner’s Office. “[They were] denied simply because they were, in fact, honest on the application.”

Homestead exemptions give property owners a break on property taxes for their primary residence. To qualify, a property must be used as a primary residence by the owner and be in the same county in which his or her vehicles are registered. Single or married, you may claim only one homestead exemption.

Like most other metro counties, Steele said, his auditors check applications against vehicle registrations, returned mail and postal records.

Steele said the law only provides penalties if an applicant intends to commit fraud. In such cases, property owners can be charged double the tax originally due. Proving intent, Steele said, is next to impossible.

So is assuring against it.

Each month, Cobb County Tax Commissioner Gail Downing said her office presents a list of properties to the board of assessors that have been discovered to be ineligible for the exemption. Last year, the office removed 222 homestead exemptions. The county’s average homestead exemption is about $500.

“I wish I could say it was infrequent, but it’s not,” she said. “In some cases it’s honestly just a misunderstanding or where they’re not aware that they’re not supposed to have it.”

Downing said she has pursued penalties in several cases. Most of the time, though, she said she gives the property owner 60 days to pay before penalties and interest kick in.

Fulton and DeKalb counties also employ auditing techniques to flag errant filings.

Fulton’s average homestead exemption is $500. Last year, its homestead division removed 16,341 exemptions.

The stakes are higher in DeKalb County. Thanks to the county’s homestead option sales tax, qualified owners receive an average homestead exemption of $1,073. Last year, the county removed 862 homestead exemptions not related to property transfers/ownership changes which are automatically removed.

If an application gets through the checks, auditors have one last tool: tips from neighbors.

“Our auditors get those kind of tips pretty much on a daily basis,” Steele said. “We’re very appreciative of that information.”

ATTENTION:  PUBLIC - BE CAREFUL WITH SELVAM SIDDAR ( DONT GET CARRIED AWAY BY HIS SELF GLORIFICATION IN HIS OWN MAGAZINE SIDDI TIMES.

DO NOT GIVE YOUR CREDIT CARD NUMER TO HIND TEMPLE GEORGIA. THERE IS A CHEAT BY NAME SELVAM WHO IS LIKE A EAGLE WAITING TO STEAL YOUR HARD EARNED MONEY

BELIEVE IN GOD< BUT DO NOT FALL PREY TO THOSE WHO CHEAT IN THE NAME OF GOD. 

ALWAYS REMEMBER THAT A REAL SPIRITUAL PERSON WILL DO GOOD FOR YOU WITHOUT ANY EXPECTATIONS

IF YOU WANT TO DO SOME SERVICE TO HINDU BELIEVERS PLEASE DO NOT KEEP THIS SINFUL MAGAZINE "SIDDHI TIMES" IN YOUR TEMPLE.

Fraud SELVAM keeps continuing and he is getting away with ruthless looting of money from credit cards of devotees. I did not belive whatver is written in blog and approached this cheat. He pretended as holy person and well wisher,calling himself as a Sanyasi and promised to help by doing poojas. When I realized that my Credit card was charged for few thousand $$$ with in the same day and asked him to return teh money, he shows his true color. He talks liek a cheap dishonest business man and have no kindness or mercy in his mind or in words. He threatens that if I insist on asking to return my hard earned money he will charge my card again.

He is Advertising himself as Divine person.

Where is devinity when you ruthlessly cheat innocent devotees and priests?

I respect an athist who still have human values better than this kind of wolf with a goat skin to prey on innocent people's hard earned money.

Instead of donating to this temple (Basically to him for his real estate business), donate to poor in India, educate some poor kids, help to feed poor. GOD WILL BLESS YOU.

HE says that the priests are making $7000 per month  and even for an hour they charge $300 as a justification to charge 5000-10000 USD from innocent God-believers for Pooja that is projected to bring you bright future, cure cancer, etc... (No proof for anything and there is no gaurentee that the money is returnable if his flase promises dont work).

 

In reality, poor priests are imported from INDIA who were persuaded to come here for $1500 and hardly given $650 per month. He also theratens them and they are afraid of life and worried to get back to india safely. He has full control of their passports and they are predending to be happy and smiling in the magazine that he runs (shitty times).

HE IS IN ILLEGAL VISA as if he is Working for a company in California.

HE HAS A MILLION DOLLAR HOME FROM MONEY HE LOOTED FROM TAX PAYERS- SWIPING THEIR CREDIT CARD WITHOUT AUTHORIZATION>

HOW CAN INS ALLOW SOMEONE LIKE HIM WHO CHEATS THOUSANDS EVERYDAY AND LOOTS MONEY BY PLAYING WITH EMOTIONS?

I do not know how anyone could be surprised by this sudden recession/depression. Computer people began losing our jobs in the 1999 great overseas job migration. Certainly when millions of jobs are sent from one country to another, the economic ramifications are guaranteed. Greed and corruption has done to the United States what our enemies could have only dreamed.

“And then they came for me” by Lasantha Wickrematunga inspired me to write:

• When they laid-off the steel workers, we did nothing because we were not steel workers.
• When they laid-off auto workers, we did nothing because we were not auto workers.
• When they laid-off the computer techs, and sent their jobs away, we did nothing because we were not computer techs.
• And when they laid you off, you did nothing but blame the unemployed.

Hello MyFOX Atlanta...I'm new to this "blogging" so bear with me..lol.